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Barbee Dream Homes Real Estate Group
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Author: Joe Barbee

6 Mortgage Questions a First-Time Home Buyer May Be Embarrassed to Ask

Mortgage questions abound when you’re a first-time home buyer. Compounding the challenge is the embarrassment over interrupting the conversation with a would-be lender or seller to ask, “‘Scuse me, what is a credit score? How much money do I need as a down payment?” Everyone knows this stuff, right? No, they don’t all know—so you should ask these questions. […]

APR vs. Interest Rate: What’s the Difference Between These 2 Mortgage Terms?

APR versus interest rate: What’s the difference? If you’re applying for a mortgage, these are two financial terms you need to understand. APR stands for “annual percentage rate,” or the amount of interest on your total loan that you’ll pay annually over the life of the loan. It’s slightly different from the interest rate, which is the cost you’ll […]

Hope to Buy a House Together Someday? Pop These 5 Questions Now

Love may be blind, but if you and your significant other hope to buy a home together someday, it’s important to go in with your eyes open. That can mean you’ll need to pop some questions about money—right now. “Couples often go house shopping first before they even think about the mortgage,” said Chris Lewis of Angel Oak Home Loans. […]

FHA vs. Conventional Loan: Which Mortgage Is Right for You?

FHA versus conventional loan: If you need a mortgage to buy a house, you may find yourself weighing these two options. What’s the difference, and which one is right for you? While the majority of home buyers might assume they should get a conventional home loan, about 40% end up with FHA loans, which are insured by the Federal Housing Administration. To help you decide […]

Self-Employed Workers Face Mortgage Hurdles

Being your own boss allows for innovation and independence. But the self-employed also face difficulties when applying for a mortgage. The biggest hurdle, experts say, is demonstrating they meet the lender’s income requirements. Self-employed workers don’t receive a W-2 form, the document that shows annual wages and withholding amounts. Instead, lenders need to rely on […]

7 Small Home Flaws That Can Be Big Deals for Buyers

After living in the same home for a while, it’s amazing what you can get used to. A creaky floorboard, for instance. A chipped tile that you’ve been meaning to replace but haven’t gotten around to. A doorknob that needs a little coaxing to turn. No big deal, right? Well, these small flaws can be […]

How to Sell a House in 2018: 5 Tips to Get the Edge This Year

If you want to know how to sell a house in 2018, face the facts: It’s a new year, and that brings a new breed of home buyers to your front door. Knowing who these buyers are—as well as what they love and loathe in a home—is critical to fielding a great offer. Today’s buyers have very particular tastes and turnoffs that […]

Selling Your Home? Don’t Neglect These 6 Maintenance Tasks—or Else

If you’re a homeowner, you already know that keeping your property in tiptop shape requires dedication and patience for ongoing maintenance. But what if you’ve put your home on the market, or even accepted an offer? Perhaps you’re thinking: Not my problem anymore. Sorry, folks, we’ve got news for you: Just because you’re selling doesn’t mean you’re off […]

The Love-Hate Relationship All Owners Have With Their Home, Revealed

Owning a home is more than just a commitment—it’s a full-blooded relationship. And, much like the relationship you have with your spouse, kids, or others you choose to surround yourself with, this alliance has its heavenly highs and abysmal lows. It’s full of laughter, tears, triumph, and unfettered, barely controllable rage. There will be moments when you love your house, and […]